Life, as they say, is full of surprises. We never know what each day will bring. It is not possible to be prepared for every possibility, but still, it is important to have some plans in place.
I was recently reminded of just this when I heard two women speak of their experience of losing their husband at a young age. These women discovered the hard way that plans had not be made, conversations had not been had, and records were not easy to locate. Out of their experience, they wrote a book that serves as a helpful guide. They have spoken at many churches, community organizations and groups of friends to tell their story. You can learn more about them and the resources they provide at www.ThreeWidows.com.
All of us can put some basic pieces in place that will help others should something unexpected happen. Here are a few things to consider:
- Make a list of all accounts, usernames, and passwords for online accounts, including bank and investment accounts, mortgage or lease documents, social media accounts, subscription services, and insurance policies. Be sure to list the password for your cell phone and the PIN for your bank account. Then let someone know where this document could be found if it is needed.
- Create a list of medical providers along with your health plan, Social Security, and employer information.
- Have a list of key people to call or email should something happen to you.
- Sit down with a lawyer to complete a will. It also is good to discuss with a lawyer what other documents are needed. These documents should be reviewed and updated from time to time as your situation changes.
- Have some conversations with your family about “what if” situations and what would be most helpful and important to you and others should these situations take place.
One of the greatest gifts we can give our loved ones is having a plan in place to address the big issues that will come up when we are gone or unable to make decisions on our own.
Grace and peace,
Pastor Steve